Bitcoin Mined Its 20 Millionth Coin: Extreme Scarcity

Yesterday something happened that will never happen again in your life, nor in your children’s lives, nor in the lives of your grandchildren: the 20 millionth Bitcoin was mined. Out of the 21 million that will EVER exist.

The remaining million won’t be issued until the year 2140. More than a hundred years from now. To give you an idea: you won’t see it. Your grandchildren won’t either.

And meanwhile, the price is at about half of its all-time highs. Let that sink in.

The most scarce asset on the planet

Here comes the mind-blowing part: Bitcoin is ALREADY the scarcest asset in the world. More than gold, more than any commodity, more than any physical thing you can think of.

Why? Because gold has a problem: when the price rises, production rises. More miners appear, new deposits are explored, more gold gets extracted. Supply responds to demand. Basic economics.

Bitcoin doesn’t. Bitcoin has its issuance programmed in code. It doesn’t matter if the price is 100k or 10k. It doesn’t matter if there are millions of miners or ten. The issuance is the same — mathematical, predictable, unstoppable. And decreasing over time.

It’s like if in your favorite game there were ONLY 21 million of a legendary item, and 20 million have already been farmed. How valuable would it be to get one from the remaining million?

MicroStrategy and the winning mindset

Meanwhile, MicroStrategy (Michael Saylor’s company) keeps buying like there’s no tomorrow. They’ve accumulated more than 400,000 BTC. Why? Because they understand something many people don’t: time horizon is everything.

Saylor isn’t looking at tomorrow’s price or next week’s. He’s looking 10, 20, 30 years ahead. And from that perspective, every correction looks like a Black Friday sale.

The ghosts that scare people (but not that much)

Yes, there’s the topic of quantum computing. “They’re going to hack Bitcoin!” some people say. Plot twist: if quantum computing breaks Bitcoin, it also breaks the ENTIRE global financial system. Your bank, credit cards, defense systems — everything that relies on cryptography.

Do you really think that if that happens Bitcoin won’t update? Come on. The network has updated dozens of times. It’s code — it can evolve. And on top of that, the whole world would need to upgrade at the same time, so BTC wouldn’t be alone in this.

Meanwhile, in the U.S., work on pro-crypto regulation is moving forward. Trump promised to be the “crypto president.” Congress is discussing laws to create a legal framework. Institutions entering the space. ETFs approved.

Everything is pointing in the same direction.

Why those who understand don’t panic

Here’s the key that separates winners from those who stay on the sidelines: time.

If you have your emergency fund (3 months of expenses) covered, corrections don’t scare you. You CELEBRATE them. Because you can keep accumulating at better prices.

Recurring investing is the ultimate advantage. You buy every month, regardless of the price. When it drops, you get more units for the same money. Your average price improves. And when it returns to highs (and it always does — look at the historical chart), you end up ahead of the person who tried to time the market.

Bitcoin is at half of its previous highs. If you believe it will return to those highs within 5 years, you’re talking about an asset capable of doing 100% in that period. How many assets do you know that can do that with the programmed scarcity BTC has?

Numbers don’t lie.

Don Roi’s lesson

1. Spend less than you earn. Can’t spend less? Then you need to earn more.

2. Save and invest FIRST every month, before anything else.

3. Increase that percentage over time. Goal: 10–20% of your income.

4. With the rest: live. Life moves fast.

Scarcity is real. Issuance is predictable. The price is cheap compared to where it could go. But none of that matters if you don’t have money to invest.

That’s why the four rules are non-negotiable. They are your foundation. Without a foundation, there is no game.

Tip of the week

Do this exercise TODAY: open a calculator and write down how much you could invest every month consistently without it hurting. Now multiply it by 60 (5 years). That number is your potential wealth in the most scarce asset in the world.

Do you like what you see? Then start. If you don’t, review the four rules and adjust.

20 million are already gone. The remaining million will take 116 years. You decide whether you play or watch from the sidelines.